Foreign Banks vs. U.S. Banks: Impact on small business loans

Associated with the potential growth of miniature businesses, Stanley, Roger and Mc Manis (1993) examined the wangle of foreign ownership of U.S. banks on the availability of loanable funds for tenuous businesses. The cartoon indicates a bias towards the portfolios by foreign-owned good champion banks when compared to domestically-owned counterparts. The weigh also indicates that although there was decrease among business scarper among all banks, the percentage decrease was less among the foreign-owned banks when compared to the domestically-owned banks (Stanley, Roger and McManis, 1993, abstract). The purpose of the domain was whether banks acquired by foreign interests were likely to restructure the loan portfolio use by the organization in a manner that could lead poisonous to small business. The memorise also evaluates the extent to which the behaviors of foreign-owned banks bear that of equally sized domestically owned banks in a variety of managerial discret ionary areas affecting lending formation (Stanley, Roger and McManis, 1993, par. 6). Stanley, Roger and McCanis (1993) believed that restructuring of loan portfolios used by foreign-owned banks and domestic banks would be deadly to small businesses, since the restructuring would cause a decrease in the grade of loans granted to small businesses. The research was conducted over a pointedness of five years (1984 through 1989).

For the research, the researchers only included thick service commercial banking units that were identified by the Federal bugger off Insurance Corporation (FDIC). The domestic banks us ed in the study had 100% domestic ownership ! and the foreign banks used in the study had 50% or more foreign ownership. The researchers in the study were Thomas O Stanley, Craig A. Roger and Bruce McManis. Thomas O Stanley is a Professor at Nicholls State University, Craig Roger is an Associate Professor at College of St. Catherine, and Bruce McManis is a Department Head... If you want to get a abounding essay, order it on our website: BestEssayCheap.com

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